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They're in West Africa, Eastern Europe and it's very difficult for British law enforcement to take action against them in those jurisdictions,” Steve Profitt, Deputy Head of Action Fraud explains.
And a lot of the time, you’re not just talking to one person behind each profile - you could be exchanging messages with a circle of fraudsters acting together, according to KIS Finance.
Her interest was initially piqued when he seemed to have a similar background and heritage to her and they chatted for almost two months, often exchanging messages for at least two hours an evening.
There was only one thing that seemed a little odd to Jane: his syntax occasionally seemed a little unnatural for a native English-speaker, and when they spoke on the phone, something about his voice didn’t seem to match his pictures.
She presents herself as a student, also with a degree and no interest in politics.
Nancy*, a 47-year-old single mother from North Yorkshire was conned out of over £350,000 that way: “I wasn't comfortable, and then I got so far in I couldn't get myself out, and I didn't want to walk away having lost £50,000 or what-have-you, so you keep going in the hope that you're wrong and this person is genuine,” she explained to the BBC.
Jane Googled him and found what looked like an authentic Linked In page and social media profiles as well as information on the projects he claimed to be working on, which seemed legitimate.
After a couple of months, he said he had to go to the Middle East for an oil rig refurbishment and even sent Jane pictures of him in his hardhat on the rig.
If your life is too busy to squeeze in the time-consuming intricacies of a long-term relationship, or you're just looking for a little low-stakes fun, you need a quick, surefire way to find a quality fling.
Dance clubs and dive bars may have worked in the '90s, but now, even if you’re out, your phone is a much easier way to find someone to "Netflix and chill" with (especially someone you won’t regret tomorrow).