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A loan evidenced by a promissory note is the better way to approach this situation, provided that it is an arm’s length transaction and a reasonable rate of interest is charged.She prepaid all funeral expenses and has a death insurance policy payable to father of ,000.Is that cash benefit owed to the nursing home for the father's hospice care?They have about 0K in savings and own their home worth about 5K.They planned to give money ,500 to my daughter (their granddaughter) to help with college tuition.

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